Fall Home Maintenance

Being Proactive, not Reactive


Just like closing up a cottage, your home needs a little TLC before the cold winter months set in. Keeping up with these little tasks can have a big impact on your home so here’s a checklist to go through to make sure you and your property are ready for winter.


  • Check your furnace – it’s been sitting idle and quiet for a while so if need be, have a professional come in and service it. You can also consider getting your ductwork cleaned out to ensure there are no potential hazards hiding somewhere in the pipes.
  • Check your gutters and eavestroughs – with water claims on the rise it is worth being proactive when it comes to ensuring your home is as protected as possible. Clear gutters and eavestrough and check any storm drain near your property. If you live in a rural area you may be responsible for any maintenance to municipal drains or catch basins.
  • Inspect the exterior of your home for any damage or potential repairs. Check caulking around doors and windows and if you have wood trim, check for damage or re-paint them if necessary. Check your roof too; shingles and flashings need to be secure to stop water (or animals) from getting into your home.
  • If you have trees near your house look to see if there are any branches in contact with your home, telephone and/or electricity wires. If winter storms occur, snow or ice-laden branches can cause swift damage so if you feel the branches are worth tackling, contact a local arborist and they can help reduce any costly damage to your home. Inform your local electricity company of possible hazards as it’s best to do it before your neighborhood is plunged into cold darkness.

Once your home is ready it is also worth taking a moment to read over your home insurance policy including the exclusions section. Make sure you are familiar with your coverage and if you have any questions, contact your insurance broker.


We insure homes, seasonal and rental properties. IF you are looking for a competitive quote, give us a call @ 1-877-454-4476


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