Servo Blog

More misconceptions with auto insurance in Ontario It’s time for Part 2 in our look at common myths and misconceptions surrounding auto insurance in Ontario.   Offense Dates vs. Conviction Dates: Auto-related convictions are rateable for 3 years from the date you are officially convicted, not the offense date. Until a conviction appears on your…

Commercial Insurance Brokers In order to set up your business correctly as well as protect it, you will likely seek advice from your lawyer & accountant. One professional which can be commonly overlooked is a commercial insurance broker.   Why choose a Commercial Insurance Broker?   An experienced commercial insurance broker will not only offer…

Common Misconceptions about Auto Insurance in Ontario   It is time to debunk those auto insurance myths! There are a number of myths and misconceptions concerning auto insurance in Ontario which we are going to review and correct. Here are a few of the most frequently asked about topics and questions.   Traffic Tickets & Fines: One…

Where you live affects your rates A postcode can play a big role when it comes to personal auto insurance in Ontario. Although the insurance industry is highly regulated, Insurance providers try to be as competitive as possible. Every insurance provider has their own underwriting guidelines which mean no two companies will offer the same coverages or…

Insuring a High Risk Property   What makes a property ‘high risk’? Although it sounds intimidating the reasons behind it may be less frightening and obtaining insurance for a high risk property isn’t as difficult as you would think.   What makes a home ‘high risk’? For the physical house the rating could be due…

Hobby Farm Insurance in Ontario   When looking for hobby farm insurance it’s important to understand exactly what kind of insurance coverage you may require. If you own a large property – anything over 1 acre – and have livestock which are used for your own hobby or enjoyment, a simple home owner’s policy will likely…