Servo Blog

Where you live affects your rates A postcode can play a big role when it comes to personal auto insurance in Ontario. Although the insurance industry is highly regulated, Insurance providers try to be as competitive as possible. Every insurance provider has their own underwriting guidelines which mean no two companies will offer the same coverages or…

Insuring a High Risk Property   What makes a property ‘high risk’? Although it sounds intimidating the reasons behind it may be less frightening and obtaining insurance for a high risk property isn’t as difficult as you would think.   What makes a home ‘high risk’? For the physical house the rating could be due…

Hobby Farm Insurance in Ontario   When looking for hobby farm insurance it’s important to understand exactly what kind of insurance coverage you may require. If you own a large property – anything over 1 acre – and have livestock which are used for your own hobby or enjoyment, a simple home owner’s policy will likely…

  How do speeding tickets affect insurance rates? Speeding tickets are one of the most commonly received traffic convictions and odds are you will at some point in your life receive at least one speeding ticket. So how does this affect your car insurance rates? In this blog, we will detail some important facts to understand…

Tool & Die Insurance Tool & Die Insurance coverages for various machine shop operations can appear to be complicated however they do not need to be when you have an experienced insurance broker on your side. What makes this kind of commercial insurance unique is that each Tool and Die business will require coverages &…

Will this ticket impact my insurance rate? The answer to this question can vary, typically the answer is most commonly YES, new convictions/tickets will have an impact on your car insurance rates in Ontario.  You will typically only see your rates increase on renewal, as the insurance company will then run new reports and update…