Servo Blog

Will this ticket impact my insurance rate? The answer to this question can vary, typically the answer is most commonly YES, new convictions/tickets will have an impact on your car insurance rates in Ontario.  You will typically only see your rates increase on renewal, as the insurance company will then run new reports and update…

How does a DUI Conviction impact your auto insurance rates? It’s not only ‘bad drivers’ who get hit with criminal convictions such as a DUI or an Impaired Driving charge. A DUI can happen to anyone; the charge relates to both alcohol and/or drug influence and the effect on your insurance will depend on your…

Careless Driving Careless driving in Ontario is typically rated by most auto insurance companies as a Serious/Criminal conviction which likely means you will only qualify for a high risk auto insurance policy once this charge appears on your driving record with the MTO. What is Careless Driving? According to Section 130 of the Highway Traffic…

Farm Insurance – Hobby vs. Commercial   When considering farm insurance there are three criteria which help decide if your farm is considered a Hobby or Commercial Farm. An insurance broker needs to know the following details in order to provide the right insurance: The size, or acreage, of the land How much income, if any, the farm generates…

Weather is news No matter the time of year the weather always manages to get a spot in the news at some point. From flash floods to wild winds, there is always something to look out for. As a homeowner, it is even more important to be vigilant when it comes to protecting your investment.…

Get Home Safe Holiday Tips The holiday season is in full swing and with it comes the ‘let loose’ attitude as Christmas cocktails are knocked back and cheer is felt by many.  However, if you are a driver what are your options if you want to go to that office party but don’t want to drive home?…