Servo Blog

How are insurance rates calculated? Every insurance company in Ontario will have a list of criteria individuals must meet in order to calculate an auto insurance rate. No two companies are the same making it difficult to know exactly why a premium may be high or low. Ultimately insurance rates must be approved by FSCO before being used.…

What does it mean for Ontario Drivers? As of October 17th, 2018 the federal government of Canada will change the rules surrounding the legal use of cannabis. If you are a resident of Ontario and a driver, there will be new rules and regulations concerning the use of cannabis and driving.   Cannabis and Driving Cannabis slows down your reaction…

Finding the right Equine Insurance for you. Depending on the type of horse farm you operate you may need to consider a wide variety of equine insurance options in order to adequately protect your operations. For example, do you have a farm with one horse for personal use or do you have several horses which…

More misconceptions with auto insurance in Ontario It’s time for Part 2 in our look at common myths and misconceptions surrounding auto insurance in Ontario.   Offense Dates vs. Conviction Dates: Auto-related convictions are rateable for 3 years from the date you are officially convicted, not the offense date. Until a conviction appears on your…

Commercial Insurance Brokers In order to set up your business correctly as well as protect it, you will likely seek advice from your lawyer & accountant. One professional which can be commonly overlooked is a commercial insurance broker.   Why choose a Commercial Insurance Broker?   An experienced commercial insurance broker will not only offer…

Common Misconceptions about Auto Insurance in Ontario   It is time to debunk those auto insurance myths! There are a number of myths and misconceptions concerning auto insurance in Ontario which we are going to review and correct. Here are a few of the most frequently asked about topics and questions.   Traffic Tickets & Fines: One…