Servo Blog

You’ve just been involved in an auto accident – what do you do?   If you have been involved in auto accident, involving injury and/or property damage, you will need to file an insurance claim with your insurance company regardless of fault. It is always important to review your insurance policy so you understand your…

There is a difference between a Standard auto Insurance provider and a High-Risk provider. With auto insurance, ‘standard’ insurers are companies like Aviva or Economical and cater to drivers who have minimal conviction records or claims history. Drivers change to High-Risk once they have either a small collection of convictions or claims within the past…

Insuring Your Cottage   It’s that time of year again – summer is fast approaching and with it, the yearning to get out to The Cottage, Cabin or Camp. If you own a seasonal property in Ontario it’s important to make sure you have the correct seasonal property insurance.   The Best Coverage   Not…

One question many auto insurance brokers get asked is “What am I covered for?” So far we have looked at various coverages within an Ontario auto insurance policy and now we will look at something called DCPD.   Direct Compensation for Property Damage (DCPD) is a mandatory auto insurance coverage within Ontario and it basically…

When it comes to auto insurance coverages there can be some grey areas which many people will overlook. More often than not price is king and the lower the rate, the happier the consumer. However, by understanding exactly what coverages you may or may not have can give peace of mind in the event of…

Welcome to the next chapter of the OPCF Series which is highlighting some additional endorsements that can be added to an auto insurance policy. In this post we will briefly cover two common endorsements called the OPCF 20: Coverage for Transportation Replacement and the OPCF 27: Liability for Damage to Non-Owned Automobile(s). If you rely heavily on your vehicle…