Servo Blog

Welcome to the next chapter of the OPCF Series which is highlighting some additional endorsements that can be added to an auto insurance policy. In this post we will briefly cover two common endorsements called the OPCF 20: Coverage for Transportation Replacement and the OPCF 27: Liability for Damage to Non-Owned Automobile(s). If you rely heavily on your vehicle…

Home Sharing Home sharing opportunities are on the rise with many people across Ontario using their dwelling as a way to bring in extra income while also offering a way for travelers to find affordable accommodation. To keep up with the rising trend insurance companies have adapted and now offer some form of Home Sharing…

Ontario Policy Change Forms (OPCF) are numerous but there are a few forms that are more common than most, We will touch on a few of these forms that may be beneficial to Ontario drivers.   If you have bought a brand new vehicle last thing you want to happen is for the car to…

Unoccupied vs. Vacant – what’s the difference?   An unoccupied home is where occupants are away for 4 or more consecutive days yet show intent on return. Necessary precautions to protect the home during their time away is recommended and this includes, but is not limited to: having a competent person check on the home every…

Although we may not be ready to admit it yet Fall has officially started and with it the promise of colder months ahead. For some people this marks the season for drinking Pumpkin Spice Lattes, curling up with a good book or planning a getaway vacation to warmer climates but for homeowners it’s the time…

In recent years across Canada there have been many devastating flood related incidents which have ranged from torrential rain in Toronto to massive scale floods in Alberta. When it comes to insurance water damage coverage can be murky and ensuring you have the correct coverage can be a matter of saving your basement vs. watching…