High Value Home Insurance

When looking for insurance for your high value home it’s important to understand exactly what kind of insurance coverage you may require. If you own a large home with a replacement cost of over $750,000 with high end finishes you will likely need an insurance product which offers higher coverage limits than a typical homeowners…

Insurance Options with Covid-19

Making the right decision The impacts of the COVID-19 pandemic go beyond health; the economic impacts are being felt by thousands of people who are facing an uncertain future. Many people are being told their job is no longer available or they must work from home and this poses some tough decisions, including what insurance…

Cottage Insurance

Cottage Insurance in Ontario ‘Going to the cottage’ is a way of life in Ontario – if it is your escape from the stress of everyday life then it is important to make sure you protect that little piece of heaven.Cottage insurance functions much the same as your home insurance policy does; it protects your cottage dwelling…

High Risk Property Insurance

Insuring a High Risk Property   What makes a property ‘high risk’? Although it sounds intimidating the reasons behind it may be less frightening and obtaining insurance for a high risk property isn’t as difficult as you would think.   What makes a home ‘high risk’? For the physical house the rating could be due…

Hobby Farm Insurance in Ontario

Hobby Farm Insurance in Ontario   When looking for hobby farm insurance it’s important to understand exactly what kind of insurance coverage you may require. If you own a large property – anything over 1 acre – and have livestock which are used for your own hobby or enjoyment, a simple home owner’s policy will likely…

When Weather Strikes Back

Weather is news No matter the time of year the weather always manages to get a spot in the news at some point. From flash floods to wild winds, there is always something to look out for. As a homeowner, it is even more important to be vigilant when it comes to protecting your investment.…

Winter Weather Checklist

Prepare for a bad winter! Or so the weather experts keep telling us, although at this point no-one is quite sure just how bad this year’s winter will be. One thing we do know: there’s a 50% chance of snowfall in Ontario at some point from now until April.   Having lists and checking them…

Home Insurance Claims

You have home insurance, but do you know what happens if you need to make a home insurance claim?   With the recent stormy weather that blew through several parts of Ontario, some homeowners may have had the unfortunate experience of seeing damage occur to their property. When disaster strikes, the first question asked is usually, ‘Is…

Fall Home Maintenance

Being Proactive, not Reactive   Just like closing up a cottage, your home needs a little TLC before the cold winter months set in. Keeping up with these little tasks can have a big impact on your home so here’s a checklist to go through to make sure you and your property are ready for…

Closing the Cottage

Helpful Tips when it’s time to close the cottage   If you own a cottage or cabin, here are some useful things to think about:   Clean out your cupboards – anything perishable needs to go! Inspect your fridge and make sure everything that could be attractive to animals is taken away with you. Unplug…