Insurance for Personal Trainers

Insurance for Personal Trainers   If you are a personal trainer or fitness instructor it is important that you carry Commercial General Liability (CGL) coverage which will cover you for bodily injury/property damage claims. However, it is equally important to have the right Professional Liability coverage in place as well. Professional Liability coverage responds to…

Photography Insurance

Insurance Products for Photographers   If you are a photographer or videographer it is important that you carry Commercial General Liability (CGL) coverage which will cover you for bodily injury/property damage claims. However, it is equally important to have the right Professional Liability coverage in place as well. Professional Liability coverage responds to claims arising…

Farm Insurance – the basics

Farm Insurance – Hobby vs. Commercial   When considering farm insurance there are three criteria which help decide if your farm is considered a Hobby or Commercial Farm. An insurance broker needs to know the following details in order to provide the right insurance: The size, or acreage, of the land How much income, if any, the farm generates…

The History of Insurance

The history of insurance goes back over 400 years – to 1666 in fact. The Great Fire of London (UK), which devoured 13,000 houses in one night, started what is now known as Property Insurance, although back then it was known as simply Fire Insurance.  A Fire Insurance Mark could be purchased and placed above…

Seasonal Property Insurance

Insuring Your Cottage   It’s that time of year again – summer is fast approaching and with it, the yearning to get out to The Cottage, Cabin or Camp. If you own a seasonal property in Ontario it’s important to make sure you have the correct seasonal property insurance.   The Best Coverage   Not…