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Why Business Insurance is Important

There is no law requiring Canadian business owners to purchase business insurance once their company reaches a certain size or a certain number of employees, but insurance experts recommend that anyone running their own enterprise should seriously consider purchasing business insurance - Especially as your business grows over time.

Business insurance protects business owners from any risks associated with their work. Generally, it consists of several different types of coverage. General liability insurance covers bodily injuries or property damage caused by your products or services, while commercial property insurance covers damage to the premises of your business. Professional liability insurance (also known as ‘errors and omissions insurance’) covers your legal fees in the event of any lawsuits that arise from your work, including allegations of error or negligence.

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