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Why is my auto insurance policy automatically renewing? In Ontario, auto insurance companies have to offer renewal terms unless stated otherwise. Usually, you will receive copies of the renewal terms up to one month prior to the actual date of renewal. You then have time to decide whether to stay with your current insurer or…

Over the past 10 months, many insurance policyholders in Ontario have seen a significant change in their insurance premiums and renewals. One question that brokers are asked the most is, “why have my insurance premiums gone up?” While a policyholder may not have had any impacting factors to contribute to the increases, it’s the bigger…

Insurance for Personal Trainers   If you are a personal trainer or fitness instructor it is important that you carry Commercial General Liability (CGL) coverage which will cover you for bodily injury/property damage claims. However, it is equally important to have the right Professional Liability coverage in place as well. Professional Liability coverage responds to…