Servo Blog

Insurance rates are on the rise Many consumers may have noticed a drastic change when it comes to obtaining auto insurance in Ontario at the moment and this has been caused by what is known as a Hard Market. If you have seen your insurance premiums spike, or you have been non-renewed due to new…

Cottage Insurance in Ontario ‘Going to the cottage’ is a way of life in Ontario – if it is your escape from the stress of everyday life then it is important to make sure you protect that little piece of heaven.Cottage insurance functions much the same as your home insurance policy does; it protects your cottage dwelling…

How are insurance rates calculated? Every insurance company in Ontario will have a list of criteria individuals must meet in order to calculate an auto insurance rate. No two companies are the same making it difficult to know exactly why a premium may be high or low. Ultimately insurance rates must be approved by FSCO before being used.…

What does it mean for Ontario Drivers? As of October 17th, 2018 the federal government of Canada will change the rules surrounding the legal use of cannabis. If you are a resident of Ontario and a driver, there will be new rules and regulations concerning the use of cannabis and driving.   Cannabis and Driving Cannabis slows down your reaction…

Finding the right Equine Insurance for you. Depending on the type of horse farm you operate you may need to consider a wide variety of equine insurance options in order to adequately protect your operations. For example, do you have a farm with one horse for personal use or do you have several horses which…

More misconceptions with auto insurance in Ontario It’s time for Part 2 in our look at common myths and misconceptions surrounding auto insurance in Ontario.   Offense Dates vs. Conviction Dates: Auto-related convictions are rateable for 3 years from the date you are officially convicted, not the offense date. Until a conviction appears on your…