Servo Blog

Over the past 10 months, many insurance policyholders in Ontario have seen a significant change in their insurance premiums and renewals. One question that brokers are asked the most is, “why have my insurance premiums gone up?” While a policyholder may not have had any impacting factors to contribute to the increases, it’s the bigger…

Insurance for Personal Trainers   If you are a personal trainer or fitness instructor it is important that you carry Commercial General Liability (CGL) coverage which will cover you for bodily injury/property damage claims. However, it is equally important to have the right Professional Liability coverage in place as well. Professional Liability coverage responds to…

Insurance Products for Photographers   If you are a photographer or videographer it is important that you carry Commercial General Liability (CGL) coverage which will cover you for bodily injury/property damage claims. However, it is equally important to have the right Professional Liability coverage in place as well. Professional Liability coverage responds to claims arising…

Insurance rates are on the rise Many consumers may have noticed a drastic change when it comes to obtaining auto insurance in Ontario at the moment and this has been caused by what is known as a Hard Market. If you have seen your insurance premiums spike, or you have been non-renewed due to new…

Cottage Insurance in Ontario ‘Going to the cottage’ is a way of life in Ontario – if it is your escape from the stress of everyday life then it is important to make sure you protect that little piece of heaven.Cottage insurance functions much the same as your home insurance policy does; it protects your cottage dwelling…

How are insurance rates calculated? Every insurance company in Ontario will have a list of criteria individuals must meet in order to calculate an auto insurance rate. No two companies are the same making it difficult to know exactly why a premium may be high or low. Ultimately insurance rates must be approved by FSCO before being used.…